来源：股城网 | 2021-11-08 10:00:23 |
“借呗”是支付宝推出的一款贷款服务。近日，不少用户发现，“借呗”名称更新为“信用贷”了。很多人很是好奇，信用贷是什么意思?“借呗”改名为信用贷可靠吗?下面，我们一起来了解一下。
据介绍，信用贷是与蚂蚁合作的金融机构独立为用户提供的消费信贷服务，会展示消费信贷服务提供方，用户的额度、利率等都是该金融机构独立审批的结果，用户申请的贷款资金也由该金融机构发放。
据官方信息，借呗改名后你的征信记录不会因为本次调整受到影响，调整后将由为你服务的金融机构继续上报。请按时还款，保持良好的征信记录。
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