来源：四海网综合头条 | 2021-11-11 10:03:53 |
相信很多人在缺钱的时候，首先会想到就是银行贷款，但由于申请银行贷款并不是一件简单事，有可能需要提供质押物品或者担保人。那么，没有抵押物可以在银行贷款吗?一起去看看。
其实，没有抵押物还是可以在银行申请贷款的，借款人可以申请信用贷款，不过信用贷额度普遍较低，只要是根据借款人年收入来决定，通常收入越多，借款人可以申请的贷款额度就会越高。
而且在办理贷款时对不同的人群给出的贷款额度也不一样，比如说国企单位的职工额度就会比较高。所以，有需求的朋友在办理信用贷前可以咨询不同的银行，了解信用贷的具体条件。
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