来源：海网综合头条 | 2021-11-25 10:14:47 |
众所周知，征信在如今社会中非常重要，比如在申请金融服务的时候，金融机构就会要求借款人征信良好，没有不良征信记录。有朋友就征信情况自己的征信情况，所以就问怎么查自己是不是征信黑名单?
确实，在日常中每间隔数月查询一下自己的征信很有必要，这样就能够清楚自己的征信情况。但是，目前个人版征信是不能得知自己是否在银行黑名单上，只有银行版征信才能查到。
一般个人版征信报告只能看到自己是否有逾期等不良征信行为，而且就算有逾期记录也不代表着就在银行黑名单中，通常借款人在逾期90天后才会被列入征信黑名单的。
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