来源:四海网综合头条 | 2021-11-26 10:21:51 |
大家都知道,信用卡授信额度都是根据办理人的资质、收入等方面来审核的,因此,每人办理信用卡所得的授信额度都是不一样的。那么,如果因为信用卡额度小注销了好不好呢?对于这个问题,很有可能会产生以下这些影响。
如果持卡人是因为信用卡额度小而注销并不好,因为注销后征信上还是会有信用卡的记录,并且很多银行都比较记仇,另外,一旦产生了注销历史,持卡人再去重新办卡的话,银行不一定会批卡。
其实,持卡人的信用卡额度小可以不用去注销,因为还可以通过各种方法来尝试提额,比如:多刷卡消费,按时还款,保持良好的用卡行为,坚持6个月或者1年就有机会提额。如果实在提不了的话,持卡人再去办理一张级别高的信用卡,能下卡额度一般不会低。
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