来源:股城网 | 2022-03-03 11:17:11 |
众所周知,定期存款需要到约定的时间才能取出来的,人们之所以存定期,是因为定期利息比较高,那么定期存款可以提前取出来吗?据了解,定期存款可以提前提取,不过就无法享受对应的利息了。
定期存款可以提前支取,定期存款没到期就取出是属于定期存款的一种提前支取行为。一般情况下,定期存款在到期前提前支取的,按提前支取的活期存款利率计算利息收入。
在定期存款到期之前提取定期存款有两种解决方案。一种是直接将定期存款转为活期存款,所有的存款金额都需要按照当期利率计算利息;另一种是处理定期存款部分提前支取手续,只有提前支取的部分按现行存款利率计息,剩余存款额仍按定期存款利率计息。
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