来源:股城网 | 2022-01-30 14:11:18 |
贷款对于我们来说是一件很常见的事情,除了贷款买房以外,很多人都会申请消费贷,比如汽车贷款,但申贷后由于无力还款,所以就问车贷不还金融公司收车后还要还吗?一起去看看。
如果车贷无力还款导致逾期,而且逾期时间较长金融公司收车后会进行拍卖,拍卖所得的资金会用于抵偿债务。若拍卖所得资金刚好全部抵偿债务,贷款结清后借款人不需要承担其它责任。
但如果拍卖所得的资金只能够偿还部分债务,那么剩余未还的部分债务借款人还需要继续承担还款责任。所以,我们在申请汽车贷款的时候一定要考虑清楚,是否有足够的还款能力。
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