来源:股城网 | 2022-01-28 16:07:34 |
现在很多人在都会在银行里面存上一些钱进行理财,因为在银行里面进行理财的话是非常安全的,基本上是零风险。而银行存款分为活期存粮和定期存款,不同类型的存款方式收益也不同,那么定期存款未到期能取出来吗?下面一起来了解一下吧。
对于未到期的定期储蓄存款,储户必须持存单和存款人的身份证明提前支取;代理储户支取的,代理取款人还必须持有其身份证明,利率按取款日上市公告的活期储蓄存款利率计算,取款人还需在付款凭证上签署取款人姓名。
对于未到期的定期储蓄存款,储户可以根据需要提前支取部分,验证程序不变。提前支取利率按支取日上市公告的活期储蓄存款利率支付,保留部分按原存款日期和原利率支取时支付。每份存单只能提前支取一次。
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