来源:股城网 | 2022-01-27 16:54:07 |
大家应该都知道公积金是国家给予员工的一种福利,所以好多用人单位都有为职工购买的。毕竟在在买房的时候,公积金的作用格外明显,用公积金贷款买房能够节省不少利息支出。那么,公积金可用作买房首付吗?往下来看看。
虽然公积金是职工购房福利政策,但是有些人想使用公积金贷款来作为买房首付。根据国家规定,目前首付不可以用公积金,只有支付了首付,开发商才会提供相关资料给购房者,然后购房者才可以凭借资料去公积金中心提取。
其实公积金除了可以贷款买房之外,还可以用于购买、建造、翻建、大修自住住房,偿还购房贷款本息,补贴房租超出家庭工资收入的房租等。今天小编就介绍到这里了,以上便是“公积金可用作买房首付吗”相关内容介绍,希望对你有帮助。
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